Selisih
For DJPK Analyst Teams

AI-powered anomaly detection for Indonesia's regional finances.

Selisih is an analytics platform powered by machine learning that learns from thousands of historical BPK audit findings. Every month, it ranks the most suspicious APBD realisasi from 552 regional governments — so your DJPK team focuses on what truly needs investigation, not random sampling.

Antrean Realisasi Janggal · Bulan Ini1–3 / 48
RLZ-202604-3273-0042Kota Bandung, Jawa Barat
Belanja Modal — Gedung & Bangunan·serapan 122%lag 75 hariSIKD-RUL-OVR-01
89%
RLZ-202604-3171-0089Provinsi Papua Tengah
Belanja Barang & Jasa·lag 91 hariserapan 118%SIKD-RUL-LAG-02
74%
RLZ-202604-3578-0031Kota Bandung, Jawa Barat
Belanja Pegawai·lag 63 hari
61%

Synthetic example — anonymised SIKD data, no personal data stored.

552
Pemda reporting LRA
~6,600
LRA packages / year
IDR 1,000T
APBD / year
analyst throughput target
Problem

Your team knows anomalies are there. But 552 Pemda can't all be reviewed.

Trillions of rupiah in potential BPK findings every year — not because your team isn't capable.

DJPK receives APBD realisasi reports from 552 regional governments every month. Manual checks and random sampling leave the more sophisticated patterns invisible. Anomalies are scattered across thousands of BAS account lines, and analyst teams are exhausted chasing samples that often aren't the most problematic.

The result: preventable BPK findings that slip through, delayed remediation recommendations, and an analyst workload that isn't human-scale. Selisih was built to fix all three — in one flow that feels familiar to DJPK analysts, not data scientists.

~550 LRA REPORTS ARRIVE MONTHLYA FEW REVIEWED AT RANDOMthe rest stays invisible
With Selisih, I can focus on the Pemda that really need investigation — not random sampling every month.
— DJPK Analyst, Ministry of Finance
Solution

Your team, with a clearer map.

Priorities that are obvious

A machine-learning model picks the most urgent APBD realisasi every month — trained on historical BPK audit findings. Your team starts from the highest-value Pemda to investigate.

RLZ-202604-3273-0042Kota Bandung
Belanja Modal — Gedung·serapan 122%SIKD-RUL-OVR-01
89%
RLZ-202604-3100-0055Provinsi DKI Jakarta
Belanja Barang & Jasa·lag 91 hariSIKD-RUL-LAG-02
74%

Reasons you can cite

Behind every realisasi: three concrete reasons from AI analysis — budget absorption patterns, recording lag, Pemda fiscal tier. Ready to paste into an official memo.

Serapan vs pagu anggaran
+1.23
122,65% dari pagu — rata-rata Pemda setier 84%.
Lag pencatatan realisasi
+0.91
75 hari — lebih lambat dari 91% realisasi sejenis.
Tier fiskal Pemda
+0.45
Tier B — kapasitas fiskal menengah, pola realisasi lebih termonitor.

SIKD rules built in (Permendagri 90/2019)

SIKD rules live as a rule-based layer running alongside the AI model, referencing Permendagri 90/2019. Your team can add or adjust rules without a programmer.

  • SIKD-RUL-OVR-01Realisasi > pagu tanpa perubahan APBD
  • SIKD-RUL-DOC-04Realisasi > Rp 200jt tanpa dokumen pendukung
  • SIKD-RUL-LAG-02Lag pencatatan > 60 hari
How it works

Start of month with Selisih.

  1. 08:00

    The priority queue is already waiting

    Instead of starting anywhere, your team opens the most suspicious APBD realisasi for the month — already ranked by risk score, already labelled by BAS account.

    Realisasi · RLZ-202604-3273-0042HIGH
    Pemda
    Kota Bandung, Jawa Barat
    Periode LRA
    Apr 2026
    Akun BAS
    5.2.03.01 · Belanja Modal — Gedung & Bangunan
    Kategori
    Belanja Modal (5.2.03)
    Realisasi
    Rp 2.453.000.000
    Pagu anggaran
    Rp 2.000.000.000
    Serapan
    122,65% dari pagu
    Lag pencatatan
    75 hari
  2. 09:15

    One click to understand

    Three concrete reasons per realisasi — budget absorption vs pagu, recording lag, Pemda fiscal tier — in sentences you can cite directly in an official memo.

    Pola yang diperiksaTemuan
    Serapan vs pagu anggaran122,65% (rata-rata 84%)
    Lag pencatatan realisasi75 hari — persentil ke-91
    Tier fiskal PemdaTier B — menengah
    Frekuensi koreksi LRA
    Dokumen pendukungTidak dilampirkan
  3. 11:30

    Your decision guides the system

    Confirm as suspicious, reject, or escalate to the BPK team — with a short note. Every decision strengthens the model for next month.

    supervised0.82
    anomaly0.71
    rule boost+0.20
    87%
    HIGH
  4. 15:00

    The draft memo is ready

    A full official memo with absorption evidence and cited SIKD rules — the analyst just reviews and signs.

    Keputusan auditor ditulis ke tabel anotasi · model retrain mingguan menggunakan label ini · versi model tersimpan untuk audit trail 5 tahun.

A workflow that used to take the whole week now fits into a few hours — with a complete audit trail behind every decision.

Copilot layer · Optional

AI as a companion, not a decision-maker.

At the core of Selisih: classical machine learning with decades of research behind it — deterministic, auditable, runs without internet. On top: five optional AI-copilot features (generative AI for narratives, RAG for regulations, NLP for queries) that help your team move faster. The copilot can be switched off at any time; the core keeps running. The final decision always belongs to the DJPK analyst.

  • C1

    Ask in plain language

    'Realisasi from Pemda X with high absorption anomalies in Q3' — the queue filters itself. No query language to learn.

  • C2

    Auto-narrated reasoning

    Three technical reasons condensed into one paragraph — ready to send to the Pemda or supervisor as a finding note.

  • C3

    Consistency check

    Compares BAS account codes in realisasi against the budget classification — helps analysts catch potential misstatements that routinely go unnoticed.

  • C4

    Regulation assistant

    'What are the conditions for realisasi exceeding pagu?' — a brief answer with citations from Permendagri 90/2019 and UU 1/2022 HKPD.

  • C5

    Official memo drafter

    The system prepares the memo; the analyst approves. All absorption evidence and SIKD rule citations are already attached.

AI only helps explain and compose. Scoring and decisions stay with your team.